• Invoice Discounting
  • Supply chain funding

Apply Now

Why ICASPER

Company/Supplier

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ICASPER

LARGEST AGGREGATOR BETWEEN
COMPANY/SUPPLIER &
FINANCE LENDERS/INSTITUTIONS

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Largest network with 200+
Global FIs/NBFCs in 20+
Countries with 25+ FIs/NBFCs in India

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Product Features Highlights - Invoice Discounting

We offer solution to the core problems of Funding / Finance of Business houses / SME by way of arranging working capital in the form of Invoice Discounting

Unsecured/ Collateral Free Finance
Quick cash realization before due date
Recourse Limit
Revolving Limit
Flexible Interest Rate
Turnover Linked Limit
Cost Nearly to the Working Capital Costs

How It Works - INVOICE DISCOUNTING

Step 1 - Day 0 Supplier

Sales goods or services on credit

Step 2 - Day 0 Supplier

Financer or Lending Agency pays Up to 80-90%

Step 3 - Day X ( Post Credit Period) Buyer

On Due Date, Buyer pays to lender/financier

Step 4 - Day X +1 Agency

Lending Agency /Financer remits the receivable after deducting fees to the Supplier

Best Suitable To Apply For Invoice Discounting Finance – WHEN ?

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Open Payment Terms (Enable/offer)

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Exhausted With Banking Limits

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No Collateral to
Offer

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Need Unsecured
Funding

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Need Early
Payments

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Reduce the Debt/Debt-free company

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Need Limit basis on Trade Relationships

Benefits To The – Supplier

Benefits To The

Supplier

Improved cash flow

Immediate funding upon presentation of invoices

Improved working cycle

receiving funds before due date at a same time providing sufficient credit period to buyer.

Balance sheet ratios improve

As this is an off balance sheet transaction for the supplier (Improves annual and Quarter ending results)

Fully unsecured facility and Self liquidating finance

(Buyer makes payment directly to liquidate outstanding)

No Limitation on using of assets

As it is non collateral, there is no barrier on using assets.

There’s More BENEFITS

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No NoC Required

Do not require a NoC from your bank. Also, as per RBI norms, exporters, on their own, can arrange for themselves a line of credit with an overseas bank or any other agency.

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Healthy Balance Sheet

Because invoice factoring doesn’t involve lending, it is not considered to be debt. So it doesn’t impact your debt-to –income & Debt-to _equity ratio

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Flexible Limits

The credit limit is determined by a combination of the amount of receivables and creditworthiness of your customers. Thus, our limits grow as your requirements grow.

Onboarding Process – AT ONE CLICK

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Easy Application

The company can fill and share an easy application form along with necessary documents which helps us understand them better.

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Quick Assessment

Our team will assess the company profile and submit proposal to Various Agencies in a matter of just weeks times

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Limit Sanctions

ICASPER gets the final limit available from various agencies and advise from the experience for acceptance of Limits

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Limit Setup

ICasper advise and assist in end to end documentations and to set the limit which can be utilized by the company

World' Largest Aggregator – How We Work !

ONE CLICK APPLICATION

Registration

Select offered Plans and
Make Payment

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Fill form (Company & Domestic Buyer/s Details)

Submit

ICASPER

Receipt Details

Internal Assessment

Sharing with Suitable Invoice Discounting Companies

ICASPER DELIVERABLES

Know whether your buyer is eligible for Credit Limit or not




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If buyer is Eligible

  • Know your best Comparative Important Terms of Invoice discounting for decision making & Agreed for Sanctions process
  • Sign EL for Success fees, further Sanction process & limit set up

How We Work

Pay Success Fees only on the Discounting Limit Sanctioned & Accepted by Supplier

Select Offer PLANS

Plan 1

INR 9,999/-

  • Apply for your 1 Buyers
  • (+18% GST & other charges)
Apply Now

Plan 2

INR 19,999/-

  • Apply for your 5 Buyers
  • (+18% GST & other charges)
Apply Now

Plan 3

INR 24,999/-

  • Apply for your 10 Buyers
  • (+18% GST & other charges)
Apply Now

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